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Overpaying A Pension May Offer Benefits To High Earners

The advantages of overpaying into a pension by high earners can outweigh the tax penalties, according to financial experts. Anyone with an adjusted income of...

Self-Employed Worry About Lack Of Pension Saving

Self-employed expats need to look at the state of their pensions as a new report warns that many do not save enough for retirement. The...

Cost Of Living And Debts Thwart Saving Plans For Many

Savers do not want to put money in the bank or a pension for retirement, according to a new study. More than half say their...

No Sale, No Fee Pension Reviews Set For Ban

Britain’s financial consumer watchdog is thinking about banning ‘no sale, no fee’ pension reviews because so many retirement savers have been ripped off with...

Better Late Than Never For Pension Saving

The biggest pension regret is not starting to save early enough or taking a break from setting money aside for retirement, according to a...

What Is The Seed Enterprise Investment Scheme (SEIS)?

The Seed Enterprise Investment Scheme (SEIS) offers one of the most generous returns on investments in the world. That is a bold statement, but besides...

£5.3 Trillion Pension Black Hole For UK Pensioners

Retirement savers have stashed £7.6 trillion away to pay for their old age - but pension schemes have less than a third of the...

Retirement Income Hits A Record High In 2018

Anyone giving up work in 2018 can look forward to enjoying the highest annual income in retirement since financial experts started tracking the figure...

Pension Tax Relief Honeypot Is A Lure For Chancellors

Pension tax relief is a £38.6 billion honeypot that may a future Chancellor may find too much of temptation to resist. The relief is money...

Pension Watchdog Teams With Police To Stop Fraudsters

Consumer watchdogs have warned expats and other retirement savers that a cold-call offering a free pension review is from a crook attempting to steal...

Savers Prefer A Coin Jar To Investing In Stocks And Shares

More savers keep their spare cash in a bottle or jar rather than a stocks and shares ISA or a pension, according to new...

Stop Wasting Money And Save More For Retirement

The only thing standing between you and a more comfortable retirement is … you! New research suggests that most people waste £124 a month on...

Most People Don’t Care Who Looks After Them In Old Age

Few people know how much long-term care may cost in their old age – while one in four believe they will have to pay...

ISA Tax Loophole Plugged For Grieving Families

The government is finally closing a costly tax loophole that opens when one of a married couple passes away. Since April 2015, the surviving partner...

Pension Freedom Is No Such Thing, Argues Think Tank

Pension freedoms and a fast-changing market have left retirement savers with fewer options for planning their finances, says a new study. The report from think-tank...

No QROPS Pension Changes Until 2020, Civil Servant Reveals

Expats can rest easy with the news that the government is not planning any new QROPS laws until at least 2020. The logjam of Brexit...

Budget Gossip Fuelled By More Pension Tax Relief Leaks

The Treasury’s softly-softly approach to slashing pension contribution relief is slowly but surely gaining ground. Typically, if the Treasury has difficult to sell policy in...

State Pensions Fall Short Of Comfortable Retirement

Wherever you live in the world, state pensions or benefits will not provide enough money for a comfortable retirement, according to new research. Relying on...

Lifestyling Option Can Lead To Smaller Pension Pots

Retirement savers may see millions of pounds knocked off their values because their workplace pensions automatically put their money into less risky funds. New research...

Families Stuck In The Middle Of A Financial Crisis

Families cannot afford to save because their finances are crippled by rising debt, according to new research. Nearly two-thirds of middle-earning families (60%) have little...