Retirement

Retiring abroad can be a great experience – but the good times can also come with worries, particularly surrounding your pension and how it’s faring in today’s volatile market place. British pension rules are complicated and fast-changing , so it’s understandable those who live abroad can feel a bit ‘out of things.’ That’s where iExpats can help by delivering the latest headlines and key information explaining everything you need to know about claiming the State Pension from overseas and expat pensions. Our writers also look behind the scenes at the latest trends in lifestyle and living abroad – including detailed reports about Qualifying Recognised Overseas Pension Scheme (QROPS), QNUPS and SIPPS.

court ruling

Judges Throw Out State Pension Age Challenge From Women

A legal challenge to overturn the government’s decision to raise the state pension age for women was thrown out by the High Court in...
pension save

Retirement Saving Numbers That Just Don’t Add Up

Few of savers put enough cash aside to fund a comfortable retirement, but studies suggest this is because most people don’t understand how much...

Pru Pays Out Thousands Over Canada QROPS Mess

A retirement saver has won compensation from the Prudential after the firm delayed transferring her pension to a Canada QROPS. The Pensions Ombudsman made the...
doctor

Pension Row Doctors Stop Working Extra Shifts

Doctors are refusing to work extra shifts to reduce hospital waiting lists in the UK because the over time is triggering extra pension tax...
QROPS List

QROPS List – September 16, 2019

The first new QROPS offshore pension since April 2018 has opened in Canada. The IAG Saving and Retirement Plan marks a return to the fold...
pension

£125m QROPS Tax Windfall Plan Flops For HMRC

Plans to raise millions of pounds from retirement savers from the QROPS overseas transfer charge have flopped. HM Revenue & Customs forecast a £125 million...

Spain Is Top Retirement Destination For British Expats

Brexit uncertainty has not impacted the favourite places for British expats to retire. A new poll asked more than 1,000 Brits over 50 considering a...

Five Big Money Mistakes Savers Make Before Retirement

Most people look forward to their retirement as a time for some peace and relaxation away from the torment of daily toil they have...
QROPS List

QROPS List – September 1, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Country No of QROPS Australia 987 Austria 4 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 32 Guernsey 62 Hong Kong 8 India 12 Ireland 70 Isle of Man 356 Jersey 60 Kenya 2 Latvia 3 Liechtenstein 2 Luxembourg 2 Malta 36 Mauritius 1 Netherlands 43 New...
deficit

Falling Gilts Push Up Pension Deficits

Falling gilt yields are impacting on the values of pension funds, according to new data. Long term gilt interest rates have dropped 0.3% since the...
high

Savers See Pension Transfer Values Hit A New High

Retirement savers switching their defined benefit funds have been offered the highest golden goodbyes ever by their company pension schemes. Average transfer values hit a...

Over 55s Pay For Kid’s Home Because It’s A Nice Thing To Do

Saving for retirement used to mean putting money aside to fund  a financially comfortable old age, but no more. Today’s over 55s are increasingly spending...

QROPS Tax Hacks For British Expats

British expats can transfer their UK pension savings to a pension in another country - but they could fall foul of tax implications. HM Revenue...
property-market

Property Or Pension? One Makes You £83,000 Richer

Landlords and pension savers have long had a simmering disagreement about the best way to save - but new research shows one method would...
pensions retirement

Ex-Minister Reveals Small Pot Pension Hack

Former Pensions Minister Steve Webb has revealed a money hack that exploits a loophole for retirement savers. He urges savers with two or more pension...

Plan To Retire At 75 Is Like Abolishing Retirement

A controversial study recommending that the state pension age is raised to 75 years old is tantamount to abolishing retirement, claims a pensioners’ group. Right-wing...
death

What Happens To Your QROPS When You Die?

What happens to any money left in a QROPS pension when you die is an important question for many expats. QROPS are offshore pensions for...
court ruling

QROPS Transfer Delayed For Two Years After Advice Mix-Up

The Financial Ombudsman has censured a pension provider for wrongly ordering a client to pay the QROPS overseas transfer charge. The complaint was made by...
pensions retirement

Over 55s Need £184,000 For A Comfortable Retirement

Inheriting cash is a big disappointment for the over 55s, who say that they need £184,000 to comfortably live out their lives but are...
deficit

Government Pension Lifeboat Deficits Double In A Month

The government’s pension rescue lifeboat has seen the deficit of safeguarded schemes tumble into the red by tens of billions of pounds. The Pension Protection...

The Expat Brexit Survey

The Expat Brexit Survey

Have your say about Brexit and how leaving the European Union will affect your life, work and retirement, take a few minutes to give...

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