Retirement

Retiring abroad can be a great experience – but the good times can also come with worries, particularly surrounding your pension and how it’s faring in today’s volatile market place. British pension rules are complicated and fast-changing , so it’s understandable those who live abroad can feel a bit ‘out of things.’ That’s where iExpats can help by delivering the latest headlines and key information explaining everything you need to know about claiming the State Pension from overseas and expat pensions. Our writers also look behind the scenes at the latest trends in lifestyle and living abroad – including detailed reports about Qualifying Recognised Overseas Pension Schemes QROPS, QNUPS and SIPPS.

Do You Make Risky Retirement Finance Decisions?

One in seven over 40s risk struggling with their finances during retirement, according to a new report. They are considered high risk because they do...

Is Your Pension Linked To How Good You Feel In Retirement?

Older people who tussle with their finances rather than investing in a guaranteed retirement income are more miserable, says a new survey. In a twist...

Young Savers Don’t Know What To Save For Retirement

A fifth of young adults believe they can comfortably get through their retirement on a pension pot of just £50,000, says new research. Although a...

MPs Set To Tackle Expat Frozen State Pensions

Moves are underway for expats to launch a fresh attempt at overturning rules which freeze their state pensions. For 70 years, British expats have argued...

QROPS Transfer Charge Overhaul On The Way

Another overhaul is on the way for Qualifying Recognised Overseas Pension Schemes (QROPS) as the government publishes new draft regulations. Listing both as ‘technical consultations’,...

Claiming Your UK State Pension From Overseas

If you are an expat about to retire and want to claim your state pension, you can still claim your pension by getting in...

QROPS List – November 15, 2018

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Financial jurisdiction No of QROPS Australia 761 Austria 5 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 30 Guernsey 57 Hong Kong 2 India 9 Ireland 63 Isle of...

Do Foreign Spouses Inherit Expat Pensions?

A question expats married to a foreign spouses often ask is if their partners will inherit their UK pensions should they die before them. Expats...

Judges Throw Out Pension Inflation Switch Bid

Judges have thrown out a plea from charity Barnardo’s to change the way cost of living increases are calculated for staff pensions. Barnardo’s was counting...

Pension Transfers On Hold After Equal Benefits Ruling

If you are planning to transfer retirement savings out of a final salary company pension, then you may be too late. Retirement savers who want...

Don’t Overlook Those Unforeseen Retirement Costs

How much money you will need for retirement is one of those imponderable questions that is almost impossible to answer. To calculate the right amount,...

Waspi Women Come Of Age As Pension Equality Rules Start

Women who are 65 years old on or after November 6, 2018 are the first who must wait until the same age as a...

Tax Shock On The Way For 1 In 4 Pension Savers

Not enough people understand pensions and will have a shock in retirement when they realise they will have to pay tax on their savings. More...

Pension Cold-Calling Ban Is A Little Closer

The ban on pensions cold calling to crack down on scammers is slowly moving forward. The government has published draft regulations aimed at stopping fraudsters...

One In Three Over 50s Have No Retirement Savings

Nearly a third of the over 50s are looking forward to a miserable retirement because they have less than £1,000 in the bank or...

A Million Pensions Worked Out On Wrong Payment Data

Almost a million retirement savers will have to get by with wrongly calculated pension payments because the tax man has pulled the plug on...

Millennials Fall £395,000 Short In Pension Saving Target

Retirement savers are wildly off target when they set pension goals, according to a new survey. Half of savers aged between 25 and 40 years...

Frozen Expat Pensions: 220,000 Sign Petition Protest

Expat pension protesters were signing a petition at the rate of 100 people a minute to protest the British government policy of freezing state...

Chile And Colmbia Pensioners Better Off Than Those In UK

If you want to benchmark your British state pension against those offered by other countries, then you are in for a surprise. Britain scores a...

The Pension Savings Dilemma For Young Workers

The problem for most people on an average wage is they cannot afford to live now and put away enough money for retirement. Saving is...

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