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Retirement

Retiring abroad can be a great experience – but the good times can also come with worries, particularly surrounding your pension and how it’s faring in today’s volatile market place. British pension rules are complicated and fast-changing , so it’s understandable those who live abroad can feel a bit ‘out of things.’ That’s where iExpats can help by delivering the latest headlines and key information explaining everything you need to know about claiming the State Pension from overseas and expat pensions. Our writers also look behind the scenes at the latest trends in lifestyle and living abroad – including detailed reports about Qualifying Recognised Overseas Pension Scheme (QROPS), QNUPS and SIPPS.

pensions retirement

DB Transfer Message Is Confusing For Pension Savers

The fuss about transfers from direct benefit pensions shows no sign of abating despite action by consumer watchdogs to cool the market. The Financial Conduct...

State Pension Loophole Boosts Women’s Retirement Income

Thousands of retired women can boost their state pensions by exploiting a little known loophole that dates to the 1940s. Written into state pension rules...
QROPS List

QROPS List – October 15, 2019

The latest HM Revenue & Customs QROPS list for expats with offshore pensions HMRC QROPS List - By country Country No of QROPS Australia 1026 Austria 4 Barbados 1 Belgium 1 Bulgaria 3 Canada 2 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 31 Guernsey 61 Hong Kong 10 India 13 Ireland 69 Isle of Man 358 Jersey 62 Kenya 2 Latvia 3 Liechtenstein 2 Luxembourg 2 Malta 36 Netherlands 50 New...
woman worry

Money Is Still A Taboo Subject For Couples In Retirement

Money is a taboo topic for tens of thousands of retired couples who keep financial secrets from their partners. Rather than paint a rosy picture...

Pension Scammers Trick Savers Out Of Millions

Three scammers who tricked more than 200 savers to switch £12 million of retirement cash to a pension liberation scam have been banned from...
state pension

Bumper State Pension Boost On The Way For Expats

Expats lucky enough to have their state pension boosted by the UK government each year can expect a 4% rise - but thousands will...
court ruling

Judges Throw Out State Pension Age Challenge From Women

A legal challenge to overturn the government’s decision to raise the state pension age for women was thrown out by the High Court in...
pension save

Retirement Saving Numbers That Just Don’t Add Up

Few of savers put enough cash aside to fund a comfortable retirement, but studies suggest this is because most people don’t understand how much...

Pru Pays Out Thousands Over Canada QROPS Mess

A retirement saver has won compensation from the Prudential after the firm delayed transferring her pension to a Canada QROPS. The Pensions Ombudsman made the...
doctor

Pension Row Doctors Stop Working Extra Shifts

Doctors are refusing to work extra shifts to reduce hospital waiting lists in the UK because the over time is triggering extra pension tax...
QROPS List

QROPS List – September 16, 2019

The first new QROPS offshore pension since April 2018 has opened in Canada. The IAG Saving and Retirement Plan marks a return to the fold...
pension

£125m QROPS Tax Windfall Plan Flops For HMRC

Plans to raise millions of pounds from retirement savers from the QROPS overseas transfer charge have flopped. HM Revenue & Customs forecast a £125 million...

Spain Is Top Retirement Destination For British Expats

Brexit uncertainty has not impacted the favourite places for British expats to retire. A new poll asked more than 1,000 Brits over 50 considering a...

Five Big Money Mistakes Savers Make Before Retirement

Most people look forward to their retirement as a time for some peace and relaxation away from the torment of daily toil they have...
QROPS List

QROPS List – September 1, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Country No of QROPS Australia 987 Austria 4 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 32 Guernsey 62 Hong Kong 8 India 12 Ireland 70 Isle of Man 356 Jersey 60 Kenya 2 Latvia 3 Liechtenstein 2 Luxembourg 2 Malta 36 Mauritius 1 Netherlands 43 New...
deficit

Falling Gilts Push Up Pension Deficits

Falling gilt yields are impacting on the values of pension funds, according to new data. Long term gilt interest rates have dropped 0.3% since the...
high

Savers See Pension Transfer Values Hit A New High

Retirement savers switching their defined benefit funds have been offered the highest golden goodbyes ever by their company pension schemes. Average transfer values hit a...

Over 55s Pay For Kid’s Home Because It’s A Nice Thing To Do

Saving for retirement used to mean putting money aside to fund  a financially comfortable old age, but no more. Today’s over 55s are increasingly spending...

QROPS Tax Hacks For British Expats

British expats can transfer their UK pension savings to a pension in another country - but they could fall foul of tax implications. HM Revenue...
property-market

Property Or Pension? One Makes You £83,000 Richer

Landlords and pension savers have long had a simmering disagreement about the best way to save - but new research shows one method would...

The Expat Brexit Survey

The Expat Brexit Survey

Have your say about Brexit and how leaving the European Union will affect your life, work and retirement, take a few minutes to give...

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