Home Retirement

Retirement

Retiring abroad can be a great experience – but the good times can also come with worries, particularly surrounding your pension and how it’s faring in today’s volatile market place. British pension rules are complicated and fast-changing , so it’s understandable those who live abroad can feel a bit ‘out of things.’ That’s where iExpats can help by delivering the latest headlines and key information explaining everything you need to know about claiming the State Pension from overseas and expat pensions. Our writers also look behind the scenes at the latest trends in lifestyle and living abroad – including detailed reports about Qualifying Recognised Overseas Pension Scheme (QROPS), QNUPS and SIPPS.

dubai

UAE Tax-Free Cash Bonus Is Retirement Boost For Expats

Expats are relying on their tax-free end-of-service gratuities in the United Arab Emirates to bolster their pension savings. Nine out of 10 expats are paid...

QROPS List – May 15, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Country No of QROPS Australia 905 Austria 4 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 32 Guernsey 63 Hong Kong 7 India 12 Ireland 69 Isle of Man 353 Jersey 57 Kenya 2 Latvia 3 Liechtenstein 2 Luxembourg 2 Malta 36 Mauritius 1 Netherlands 39 New...
rocket

Pension Complaints Rocket By 24%, Says Ombudsman

Complaints about pensions have soared by 24% in a year, says the Financial Ombudsman. The independent adjudicator highlighted poor advice is putting some people’s lifetime...

Call To Offer Savers More Pension Transfer Choice

Retirement savers should have more choice than leaping off the all-or-nothing transfer cliff when moving funds away from a workplace pension, says a leading...

Pension Savers Paid £49 Million For ‘Reckless’ Advice

Thousands of retirement savers have picked up compensation after advice firms failed to give them the right pension guidance. The Financial Services Compensation Scheme (FSCS)...

HMRC Makes Reclaiming QROPS Transfer Charge Easier

Expats who have wrongly paid the QROPS overseas transfer charge have a new set of rules to follow. The Pension Schemes (Information Requirements – Repayment...

Investing For A Retirement Until You Are 100

Deciding how much to save for retirement is always a thorny problem – but new longevity data pinpoints people may have to plan to...
Qualifying Recognised Overseas Pension Scheme

Qualifying Recognised Overseas Pension Scheme

QROPS is a type of pensions that were designed to cater for the needs of British pension holders that move out of the UK...

Pension Freedoms Leave Women £50,000 Worse Off Than Men

Women are almost £50,000 worse off in retirement than men, says a new study. Pension freedoms give women 37% less pension income a year than...

QROPS List – April 15, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. The number of QROPS has increased by 95 since the start of...

Scammers Pose As Fraud Busters To Trick Pension Savers

Retirement savers need to tread carefully online as pension scammers posing as consumer-friendly businesses are offering anti-fraud advice on their web sites. Financial watchdog The...

Switzerland: Pensions And Retirement For Expats

Expats flock to Switzerland for the high standard of living and good wages - but few realise how the Swiss pension system will affect...

MPs Ready To Take On Pension Scammers

Pension scammers are coming under fire from MPs who want to do more to stop fraudsters preying on vulnerable savers. The UK Work and Pensions...

Too Many Pension Savers Set To Run Out Of Cash Too Soon

Retirement savers face a crunch time because they are spending too much pension cash when they are younger and severely underestimating how long they...

QROPS List – April 1, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. To find out more read the What is QROPS article HMRC QROPS List...

How To Top Up Your State Pension

If you have missed some vital years that mean your state pension is less than expected, don't despair because you can buy a top...

Big Fines Await Workers Saving Too Much In Pensions

Workers are often chastised for not saving enough for retirement, but fines lie in wait for the tens of thousands who save too much. The...

SIPP Providers Paying Out More Than Savers Put In

SIPP providers paid £3 billion more to pensioners than they picked up in contributions in the last three months of 2018. Pensioners were paid £15...

Postal Workers Hope New Pension Will Deliver

Millions of savers could retire with more money to spend in their later years after the government rubber-stamped a new-style pension. Collective defined Contribution (CDC)...

QROPS List – March 15, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Financial jurisdiction No of QROPS Australia 848 Austria 4 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 9 Gibraltar 31 Guernsey 64 Hong Kong 4 India 11 Ireland 65 Isle of...

The Expat Brexit Survey

The Expat Brexit Survey

Have your say about Brexit and how leaving the European Union will affect your life, work and retirement, take a few minutes to give...

Latest Reviews

Zurich Vista Savings Plan Review

Your retirement is far from certain and is the main reason why you cannot afford to start saving sooner rather than later. For many...

deVere Crypto Review

If you are an old-hand at cryptocurrency or a new investor ready to take a dip into the brave new world of digital investment...

Zurich Futura Review

If you want to ready your family for life’s unexpected surprises, you need to consider comprehensive life insurance that provides a financial safety net...

Friends Provident International Premier Advance Savings Plan Review

Most of us like to save a little extra for those unexpected expensive events but have problems deciding where to put the money. For expats,...