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Retirement

Retiring abroad can be a great experience – but the good times can also come with worries, particularly surrounding your pension and how it’s faring in today’s volatile market place. British pension rules are complicated and fast-changing , so it’s understandable those who live abroad can feel a bit ‘out of things.’ That’s where iExpats can help by delivering the latest headlines and key information explaining everything you need to know about claiming the State Pension from overseas and expat pensions. Our writers also look behind the scenes at the latest trends in lifestyle and living abroad – including detailed reports about Qualifying Recognised Overseas Pension Schemes QROPS, QNUPS and SIPPS.

QROPS List – January 1, 2019

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Country Number of QROPS Australia 803 Austria 5 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 9 Gibraltar 31 Guernsey 60 Hong Kong 4 India 11 Ireland 65 Isle of Man 350 Jersey 49 Kenya 2 Latvia 3 Liechtenstein 2 Luxembourg 2 Malta 38 Mauritius 2 Netherlands 32 New...

Retirement Dreams Are A Financial Nightmare For Many

There’s a big gap between how people would like to spend their retirement and their financial reality, according to a new survey. Travelling, taking up...

QROPS List – December 15, 2018

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Financial centre No of QROPS Australia 787 Austria 5 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 9 Gibraltar 31 Guernsey 60 Hong Kong 4 India 11 Ireland 65 Isle of...

Low Paid Don’t Need Pension Tax Breaks, Claims Think-Tank

Don’t give pension saving tax breaks to the poor - they can’t afford to take advantage of them, says an international think-tank that comes...

DWP Slams Door Shut On WASPI State Pension Complaints

Thousands of women protesting about changes to the state pension age have had their complaints closed by the Department of Work and Pensions. The DWP...

Pension Transfer Frenzy Cooling

Pension fever is cooling as fewer workers request transfer amounts from providers and the shine goes from golden goodbyes as companies offer to less...

State Pension Ages Rise For Millions Of Baby Boomers

The UK state pension age has just gone up for millions of people born after December 5, 1953. The rise is the first of a...

Do You Make Risky Retirement Finance Decisions?

One in seven over 40s risk struggling with their finances during retirement, according to a new report. They are considered high risk because they do...

Is Your Pension Linked To How Good You Feel In Retirement?

Older people who tussle with their finances rather than investing in a guaranteed retirement income are more miserable, says a new survey. In a twist...

Young Savers Don’t Know What To Save For Retirement

A fifth of young adults believe they can comfortably get through their retirement on a pension pot of just £50,000, says new research. Although a...

MPs Set To Tackle Expat Frozen State Pensions

Moves are underway for expats to launch a fresh attempt at overturning rules which freeze their state pensions. For 70 years, British expats have argued...

QROPS Transfer Charge Overhaul On The Way

Another overhaul is on the way for Qualifying Recognised Overseas Pension Schemes (QROPS) as the government publishes new draft regulations. Listing both as ‘technical consultations’,...

Claiming Your UK State Pension From Overseas

If you are an expat about to retire and want to claim your state pension, you can still claim your pension by getting in...

QROPS List – November 15, 2018

The latest HM Revenue & Customs data for expats with QROPS offshore pensions. HMRC QROPS List - By country Financial jurisdiction No of QROPS Australia 761 Austria 5 Barbados 1 Belgium 1 Bulgaria 3 Denmark 2 EU Institution 1 Finland 1 Germany 8 Gibraltar 30 Guernsey 57 Hong Kong 2 India 9 Ireland 63 Isle of...

Do Foreign Spouses Inherit Expat Pensions?

A question expats married to a foreign spouses often ask is if their partners will inherit their UK pensions should they die before them. Expats...

Judges Throw Out Pension Inflation Switch Bid

Judges have thrown out a plea from charity Barnardo’s to change the way cost of living increases are calculated for staff pensions. Barnardo’s was counting...

Pension Transfers On Hold After Equal Benefits Ruling

If you are planning to transfer retirement savings out of a final salary company pension, then you may be too late. Retirement savers who want...

Don’t Overlook Those Unforeseen Retirement Costs

How much money you will need for retirement is one of those imponderable questions that is almost impossible to answer. To calculate the right amount,...

Waspi Women Come Of Age As Pension Equality Rules Start

Women who are 65 years old on or after November 6, 2018 are the first who must wait until the same age as a...

Tax Shock On The Way For 1 In 4 Pension Savers

Not enough people understand pensions and will have a shock in retirement when they realise they will have to pay tax on their savings. More...

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